Capability 01
Quantivo Unified Identity & SSO
Single sign-on, RBAC, sovereign digital identity verification, and multi-factor biometric authentication across products.
AI-First · Africa-Built · Global-Ready
The Four Engines of Enterprise Transformation1 / 4
Engine 01 · Software Engineering & IP Foundry
Quantivo Labs
Software Engineering & Digital IP Foundry
Full-lifecycle custom software engineering, mission-critical application development, and proprietary AI systems architecture.
Quantivo Labs is our core technology innovation engine. We architect, engineer, and deploy sovereign digital platforms, enterprise software systems, and AI-driven products with zero technical debt and banking-grade security.
Core Strategic Capabilities:
Custom Software EngineeringAI/ML Research & FoundryEnterprise App ArchitectureFintech & Payment SwitchesProprietary Digital IP
Live Operational Telemetry
VERIFIED18+Platforms Built
99.99%Engineering SLA
Cloud-NativeMicroservices Mesh
Proprietary IPFoundry Mandate
Direct institutional SLA backed by Quantivo Technology Group legal and engineering mesh.
Sovereign Foundation · Nairobi Global HQ
We build the technology behind African progress
Africa’s next generation of growth requires more than standalone applications. It requires trusted identity, connected payments, intelligent workflows, secure cloud infrastructure, actionable data and digital talent working together.
Quantivo brings these capabilities into one group. From a community savings platform to a national digital service, from an SME operating system to an enterprise AI solution, we design for scale, inclusion and measurable impact.
4Companies
Labs, Business, Cloud & Academy
7Suites
Financial, Health, Education & more
18+Products
Production digital platforms
7Markets
Pan-Africa & UAE Corridors
Strategic Alliances & Ecosystem Partners
Integrated With Africa's and the World's Leading Platforms
From national commercial banks and mobile network operators to hyperscale cloud providers and global card schemes, Quantivo deploys mission-critical infrastructure in active partnership with industry leaders.
Direct SwitchEast & Central Africa
Host-to-HostPan-African
Real-Time ClearingEast Africa
Core SettlementTanzania & Burundi
Carrier Switch14 African Markets
Treasury & FXSouthern & East Africa
Direct GatewayWest & East Africa
API IntegratedTanzania
Advanced PartnerGlobal & Africa
Cloud Solution ProviderGlobal
Vertex AI AllianceGlobal
Direct Fast FundsWorldwide
Tokenized RailsWorldwide
OVI CertifiedGlobal Enterprise
Enterprise ArchitectureWorldwide
Universal StandardGlobal Interbank
Clinical Data MeshHealth Interoperability
VFD / TIMS CertifiedEast Africa Corridors
BANKING & CLEARING
Commercial Banks & Central Switches
Direct host-to-host API links, ISO 20022 messaging, real-time RTGS/EFT settlement, and automated reconciliation across leading financial institutions in East, West, and Southern Africa.
Sub-secondAverage interbank transaction clearing
MOBILE MONEY & TELCO
Pan-African Telecom Switches
High-throughput mobile wallet integration across M-Pesa, Airtel Money, and MTN MoMo with automated STK push verification, escrow clearing, and real-time fee split engines.
99.99%Gateway availability SLA
CLOUD & AI RESILIENCE
Hyperscale Cloud & Hybrid AI Fabric
Co-engineered architectures spanning AWS, Microsoft Azure, Google Cloud, and Tier-4 in-country sovereign data centres ensuring complete data residency and low latency.
< 15msRegional edge round-trip latency
GOVERNANCE & TRUST
Regulated Security & Standard Protocols
Adherence to PCI-DSS Level 1 tokenization, ISO/IEC 27001 information security audits, HL7 FHIR healthcare standards, and national fiscal authority e-invoicing protocols.
Level 1PCI-DSS vault & tokenization certification
Expand Your Reach With Quantivo Alliances
Whether deploying unified payment switches, co-developing sovereign AI models, or distributing cloud solutions, we offer structured collaboration frameworks.
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Explore All 18+ Connected Platforms
Drag, swipe, or use controls to browse Quantivo’s sovereign solutions across 7 connected industry suites.
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Financial Experience01
QuantivoPay
“The faster way to launch, connect and grow financial services.”
A unified payment orchestration platform connecting cards, bank transfers, mobile money, wallets, collections, payouts and merchant services through secure APIs and business tools.
Financial Experience02
Mtaa Capital
“Local capital. Visible progress. Shared growth.”
A transparent investment marketplace that connects local businesses with investors, supports structured ownership or revenue-sharing opportunities and provides clear performance tracking.
Financial Experience03
Quantivo SACCO
“A modern member experience for trusted cooperative growth.”
A digital operating platform for member onboarding, savings, shares, lending, collections, statements, governance and member engagement.
Financial Experience04
Quantivo Chama
“Save together. Decide together. Grow together.”
A trusted platform for savings groups to manage members, contributions, goals, loans, records, voting, investments and group communication.
Health 36005
Quantivo HealthOS
“Run better healthcare. Deliver better care.”
A modular health operations platform for patient registration, appointments, clinical workflows, billing, pharmacy, laboratory, claims, reporting and facility management.
Health 36006
Quantivo CareLink
“A simpler path from needing care to receiving it.”
A digital front door connecting patients, caregivers and providers through appointment access, telehealth, care navigation, reminders, records access and ongoing engagement.
Education 36007
Quantivo LearnCloud
“Learning that reaches people and moves them forward.”
A digital learning platform for courses, live and self-paced learning, assessments, content, credentials, mentoring and learner analytics.
Education 36008
Quantivo SchoolOS
“One connected school. More time for learning.”
A school operating platform for admissions, student information, fees, attendance, timetables, communication, academic records, transport and administrative workflows.
Hospitality 36009
TourVisor
“Discover more. Plan better. Experience Africa with confidence.”
An intelligent tourism and hospitality platform for discovery, itinerary planning, reservations, experiences, partner inventory, payments, guest support and destination insights.
Commerce 360010
UZAPOINT
“The operating system for Africa’s everyday business.”
An SME point-of-sale and business operating platform for sales, inventory, procurement, customers, staff, expenses, payments, analytics and business financing readiness.
Commerce 360011
Quantivo Commerce
“One commerce experience across every place customers buy.”
A unified commerce platform for digital storefronts, catalogues, orders, fulfilment, marketplaces, customer loyalty and omnichannel selling.
Government 360012
Quantivo Huduma
“Public services made simpler, clearer and more accessible.”
A citizen-service platform that brings applications, permits, licences, payments, case tracking, notifications and service support into one accessible experience.
Government 360013
Quantivo AddressGrid
“Give every place a usable identity.”
A digital addressing and location intelligence platform that helps identify places, improve service delivery, support logistics and connect citizens and businesses to formal systems.
Government 360014
Quantivo VAT Rewards
“Turn every verified receipt into stronger tax participation.”
A digital receipt and taxpayer engagement platform that encourages invoice validation, improves transparency and enables compliant rewards programmes.
Intelligent Enterprise015
Quantivo BusinessOS
“One business view. Clearer decisions. Stronger execution.”
A modular business management platform connecting customers, sales, operations, finance, people, workflows, reporting and decision support.
Intelligent Enterprise016
Voqali
“Every conversation handled with purpose.”
An AI-powered voice and conversational engagement platform for customer service, sales, collections, booking, enquiries and automated support across voice and messaging channels.
Intelligent Enterprise017
Quantivo Blast
“One campaign idea. Every channel. Measurable growth.”
An intelligent omnichannel campaign platform for audience management, personalised content, approvals, delivery, analytics and multi-platform engagement.
Intelligent Enterprise018
JurisKe
“Trusted legal help made easier to find, understand and manage.”
A digital legal-services platform that connects people and businesses with verified legal professionals, guided services, matter management, documents and transparent service progress.
Framer Motion Layout Morphing
Seven Connected Suites. Expandable Bento.
Click any suite to interactively morph the card into an architectural deep-dive with included platforms and value propositions.
Suite 014 Products
Financial Experience
Inclusive infrastructure for payments, savings, investment, lending and community finance.
QuantivoPayMtaa CapitalQuantivo SACCOQuantivo Chama
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Suite 022 Products
Health 360
Connected technology for accessible care and efficient health operations.
Quantivo HealthOSQuantivo CareLink
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Suite 032 Products
Education 360
Technology that connects learning, administration, skills and opportunity.
Quantivo LearnCloudQuantivo SchoolOS
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Suite 041 Products
Hospitality 360
Smarter travel, tourism and guest experiences from discovery to return visit.
TourVisor
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Suite 052 Products
Commerce 360
An integrated operating system for Africa’s merchants and growing businesses.
UZAPOINTQuantivo Commerce
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Suite 063 Products
Government 360
Trusted digital public infrastructure for accessible, transparent and connected services.
Quantivo HudumaQuantivo AddressGridQuantivo VAT Rewards
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Suite 074 Products
Intelligent Enterprise
AI, automation and engagement tools that help organisations operate intelligently.
Quantivo BusinessOSVoqaliQuantivo BlastJurisKe
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One Group · Four Engines of Transformation
The Four Engines of Enterprise Transformation
We translate technological depth into sovereign commercial advantage. Explore how our specialist operating companies deliver Custom Software Engineering, Enterprise Transformation Consultancy, Sovereign Tier-IV Data Centers, and Global Talent Outsourcing.
Commercial Telemetry & Impact
Bank-GradeSoftware Engineering
18+Production Platforms
<3msSwitch Latency
99.99%Platform Availability
Engine 011 of 4
Quantivo Labs
Software Engineering & Digital IP Foundry
“Engineering Custom Enterprise Software, Distributed Systems & Proprietary Digital IP”
Quantivo Labs is where advanced software engineering happens. Our senior distributed systems architects and software engineers write production code, develop micro-latency transaction switches, build enterprise web and mobile applications, and deploy sovereign AI models that power the group’s 18+ platforms and custom enterprise partnerships.
Core Enterprise Capabilities:
Custom enterprise software engineering (Go, Rust, TypeScript, Python)High-throughput distributed systems & microservices architectureTransaction-grade payment switch & ISO-20022 platform engineeringMobile application development (iOS, Android, PWAs, Flutter)Sovereign AI, applied computer vision & natural language pipelines
Platform Advantage
Built once. Connected everywhere. Ready to scale.
Every Quantivo product can use the group’s common digital foundations, shortening delivery time, improving consistency and making it easier to create seamless experiences across products and industries.
Capability 02
Omnichannel Payment Switching Rails
Multi-currency mobile money, card acquiring, RTGS clearing, QR payments, and automated escrow reconciliations.
Capability 03
Enterprise Workflow & Governance Engine
BPMN process automation, regulatory audit trails, automated compliance policies, and immutable ledger logging.
Capability 04
African Dialect AI & Speech Mesh
Low-latency natural language processing, multilingual conversational voice agents, and local dialect understanding.
Sectors & Realities
Technology designed around real industries
We combine deep sector understanding with reusable technology to serve banking, government, healthcare, education, retail, travel, legal, and telecommunications.
Sector 01Active Deployments
Banking, fintech and insurance
Modernise digital banking, payments, lending, customer onboarding, financial crime controls, integration, collections and customer engagement.
Sector 02Active Deployments
Government and public sector
Create accessible public services, connected agencies, transparent payments, digital identity journeys, case management and location intelligence.
Sector 03Active Deployments
Healthcare and life sciences
Connect patient journeys, clinical operations, billing, claims, remote access and health data while protecting privacy and trust.
Sector 04Active Deployments
Education and workforce development
Digitise learning and administration, improve learner support and build practical pathways into the digital economy.
Sector 05Active Deployments
Retail, commerce and SMEs
Help merchants manage sales, inventory, payments, customers, commerce, communications and financing readiness.
Sector 06Active Deployments
Travel, tourism and hospitality
Connect discovery, booking, payment, guest engagement and destination intelligence.
Sector 07Active Deployments
Legal and professional services
Improve access, case visibility, document workflows, client communication and business management.
Sector 08Active Deployments
Telecommunications and digital platforms
Build high-volume customer experiences, partner ecosystems, digital channels, API platforms, payments and automated support.
Regional Reach
Africa is our foundation. The world is our opportunity.
Headquartered in Kenya, Quantivo is building a market presence and partnership network across Tanzania, Uganda, Ghana, South Africa, Mauritius and the United Arab Emirates. Our platforms are designed for local realities, regional interoperability and global standards.
HQNairobi
Kenya Headquarters
Group executive office, core platform engineering, research labs and primary operational base in Westlands, Nairobi.
RegionalCorridors
East, West & Southern Africa
Active partner and deployment networks across Tanzania, Uganda, Ghana and South Africa, connecting millions across digital corridors.
GlobalGateways
Mauritius & UAE Gateways
International capital structuring, cross-border payments, and Middle East & Africa trade corridors bridging global capital.
Impact & Sustainability
Growth should include everyone
We measure success not only by technology delivered, but by access expanded, businesses strengthened, services improved, jobs created and communities connected.
Pillar 01ESG Aligned
Inclusive Digital Access
Design mobile-first, low-bandwidth, multilingual and assisted experiences that work for more people.
Pillar 02ESG Aligned
SME and Community Prosperity
Give businesses and savings communities tools for better operations, finance, governance and market access.
Pillar 03ESG Aligned
Human Development
Improve access to health, learning, professional services and employment pathways.
Next Steps
Let’s build what moves Africa forward
Whether you are modernising an enterprise, investing in African technology, digitising a public service or bringing a bold product idea to market, Quantivo can help you move from ambition to scalable execution.